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Bahama Sound Documents


The lots are sold on an Agreement for Deed with title and possession retained by BAL until such time as payments are completed in accordance with the installment payment schedule on the face of the Agreement.  Upon completion of all payments and costs, Bahama Acres Limited will convey good and marketable title to the Purchaser based upon a Certificate of Title previously received by BAL from the Supreme Court of The Bahamas.  The cost of recording the deed, notarization fee, and required stamp duty are also borne by the Purchaser.


A minimum down payment of 10% is required. The balance will be paid in monthly installments over a period of up to 3 years.


At any time during the term of the Agreement, providing the Agreement is not in default, Purchasers may exchange their lot for any other available lot of equal or higher price, and receive a credit of the full principal paid to date on the first lot toward the price of the second lot.


Interest is charged on the unpaid balance at 9.9% to 5.9% percent per annum depending on the amount of down payment received from the Purchaser. From each payment received, interest is deducted based on the number of days since the last payment was received and the balance of the payment is applied to reduce principal.  Late fees may also apply for payments more than 30 days late, and would likewise be deducted before a balance is applied to reduce principal.


The average lot size is 10,000 square feet (43,560 sq. ft. to one acre) unless otherwise noted on the area schedule of the plat map pertaining to the lot purchased.


The property is free and clear of any mortgages.   All precious minerals such as gold and silver and all petroleum deposits as may be found on the land, are reserved to the Bahamian government; however, no such precious minerals or petroleum deposits are presently known to exist. The property is also subject to any existing rights of way, roads and highways, ditches, canals, utility easements and conveyances therefor, governmental regulations, and Reservations, Restrictions and Protective Covenants which were recorded in the official records of the Registrar General, Nassau, Bahamas, Book 2188, Pages 475 to 479, January 15, 1974.


The plat maps for each subdivision of Bahama Sound have been recorded in the Lands and Surveys Department (formerly the Crown Lands Office) in Nassau.  The plans and developments were approved by the Ministry of Works and the Ministry of Development. Recording data, acreages, and distances to George Town from the various subdivision units are as follows:


Approx Distance to Sea

Approx distance to Georgetown

Date plat recorded

No. Plat



13 miles

Feb 67


4 East


10.5 miles

June 64



0.4 miles

12.5 miles

Feb 67


5 East

0.4 miles

10.5 miles

Jan 64



0.6 miles

11.5 miles

Oct 67


6 East

0.6 miles

10.5 miles

Aug 63


7 East

1.3 miles

11.5 miles

Sept 66


8 East

2 miles

11 miles

Jan 67



2.5 miles

13 miles

Sept 68




3 miles

Jan 70


11 West

Frontage 3 miles Aug 69 122



7 miles

June 70




1.5 miles

Dec 69




17 miles

Jan 69




17 miles

Nov 68


17 Frontage 13 miles Mar 72 138


0.1 mile

2.5 mile

June 71


Ocean Addition East


10.5 miles

June 64


Bahama Acres 4 Frontage 13 miles May 03 397


The statutes provide for a general assessment of real property by the Chief Valuation Officer of the Commonwealth of the Bahamas and applies to all non-exempt Bahamians and all non-Bahamians owning property in the Bahamas.



Owner-occupied property (residential)



First $100,000 of market value



Over $100,000 and not exceeding $500,000 of market value



Over $500,000 of market value



Vacand land owned by non-Bahamians



First $7,000 of market value

Minimum $100


Over $7,000 of market value



The Property Owners Association has been chartered under Bahamian law and the roads, rights-of-way,  parks and reserves have been dedicated to the Association whose responsibility it is to provide the maintenance thereof.

Each Purchaser agrees to join the P.O.A. and pay annual dues to P.O.A. which are assessed on a per-lot basis. The current assessment is $80.00 per lot, per annum.


Land use is restricted to single and multi-dwelling buildings ("multi-dwelling" meaning more than one dwelling unit per lot).

The lots offered for sale require no unusual drainage or fill. However, clearing and grading of lots are the responsibility of the individual purchaser.

The basic soil structure of the Island is oolitic limestone covered with top soil varying from 2 to 12 inches in depth and is suitable for most garden crops.  The elevation of the property rises from sea level to as high as 70 feet.  Except for cultivated fields and residential areas, the Island is mostly covered with a variety of native trees and shrubs.


Streets or Roads.  Every individual lot is accessible throughout the year over crushed rock roads or asphalt surfaced roads and have been completed in accordance with government specifications and with the approval of the Ministry of Development. The government does not levy taxes for road maintenance in Great Exuma and, therefore, this is the responsibility of individual property owners through the P.O.A..

Water Supply.  Each property owner is responsible for his own water supply which may be obtained from an individual well or from a cistern (i.e. a receptacle for the storage of rainwater).  The estimated cost for a drilled well, pump, tank, piping and installation is $3,000. for an average size home, depending on the depth of the well.  The estimated cost for an installed cistern is $4,500, depending on its size.

Sewage Disposal. Sewage disposal will be by means of an individual septic tank system installation subject to approval by the local Town Planning Committee. The current estimated cost to Purchaser, including installation, is approximately $3,000 for an average size home.

Individual Survey. At the time of platting, each building site was surveyed by a licensed surveyor and staked.

Street Markers.  Street markers are provided at each road intersection, and are maintained by the Bahama Sound Property Owners Association.

Drainage.  Because of the topography of the land, no unusual drainage problems exist.  Natural drainage of ground water results from runoff and absorption into the soil and various impounded areas which have been reserved and developed as lakes.


Electricity: Bahamas Electricity Corporation has installed power lines and electricity is available in Bahama Sound Sections 5, 5 East, 6, 6 East, 7 East, 8 East, 11, 11 West, 12, 14, 18 and Ocean Addition East.

Telecommunications: Telecommunications services and facilities in The Bahamas are on par with the US and Canada. A 100% digital switching system allows direct distance dialing to more than 100 countries.

Television: The Broadcasting Corporation of The Bahamas operates ZNS TV with transmitter power of 50,000 watts ERP, which can be viewed on Exuma. Satellite reception with personal receivers is excellent, and cable television was licensed be The Bahamas government in 1994; however, if is not yet available in Exuma.

Gas: Bottled propane gas is available.


Police Protection. Police protection is furnished by the Bahamian government.  The police force at Great Exuma is headquartered in George Town, and there are local constables in other communities on the island not more than five miles from any subdivision unit.

Fire Protection. Fire protection is afforded by the Great Exuma Fire Brigade under the control of the District Commissioner and headed by a unit of the Royal Bahamas Police Force.  The Brigade is headquartered in George Town, a distance of from 2 to 17 miles from any subdivision unit.  Help is available on call 24 hours per day.

Shopping.  Food, clothing and other staple goods are available in George Town as well as in other villages on the island. Certain major household items may not be readily available locally and must be purchased in Nassau or the United States.

Schools. Elementary schools are located in small villages on the Island with one available within two miles from any subdivision unit.  Exuma Senior High School is located near Mosstown, approximately 5 miles from George Town and not more than 15 miles from any subdivision unit.  (School buses.)

Hospitals. The nearest hospital is in Nassau (135 miles), where the government-operated Princess Margaret Hospital is equipped to accommodate 460 patients.  In Great Exuma, there is a government-operated clinic in George Town for emergency and overnight treatment, staffed by a resident doctor and nurse. There is also a clinic at Steventon as well as others on the island. Where more comprehensive medical treatment is prescribed, patients are flown to Princess Margaret Hospital in Nassau.

Recreation.  Recreational activities include swimming, snorkeling, sailing, and fishing. Exuma waters afford reef and deep-sea fishing, and the flats off the southern shores of Great Exuma provide some of the best bonefishing in the world. The harbour at George Town is the site of the annual Family Island Regatta sailing competition. George Town is a headquarters for cruising yachtsmen, and marine supplies are available as well as lodging accommodations.

The developer has deeded a 1,000 foot ocean beach on the north shore and a 2,000 foot south shore beach to the Bahama Sound Property Owners Association. In addition, there are lakes and park reserves in residential areas available to purchasers of each and every building site.

The Exuma Cays Land and Sea Park wildlife preserve, an area set aside for yachting, skindiving, hiking and observation of Bahama flora and fauna, is a project of the Bahamas National Trust. There are nature trails varying from open dunes and cliffs to dense sub-tropical forests. The park's bird life includes 42 species of nesting land birds. The rare Bahamian iguana also is found here.

Public Transportation. Transportation to George Town is available by mail boat from Nassau and by scheduled airlines from Miami, Ft. Lauderdale and Nassau, as well as by charter flight.  Licensed taxis, rental cars and a public bus operate on Great Exuma.


Local governmental agencies are headquartered in George Town.  Subdivisions are controlled by the departments of Town Planning, Ministry of Works, Ministry of Development, and Lands and Surveys Office.  Building permits and zoning are controlled by the Town Planning.


Animals. A valid import permit is required to import any animal into The Bahamas. Dogs and cats from the UK may enter without a rabies vaccination if accompanied by the appropriate veterinary health certificate.

Banks. Banking and financial services offered in The Bahamas include asset protection; private and commercial banking; captive insurance; portfolio management; foreign exchange transactions; administration and establishment of trusts; company formulation, securities transactions and mutual funds. 

Birds. There are more than 200 species of birds in The Bahamas.

Boating. The Bahamas is a boater's paradise with some 700 islands, inlets and cays stretching over 100,000 square miles of virtually pollution-free ocean. Chartering a yacht, bareboating, deep-sea fishing or day or dinner cruises are aqua adventure possibilities.  Family Islands such as the Exumas are considered among the finest boating destinations in the world.

Climate. Having a tropical maritime climate with few incursions of polar air during the winter, The Bahamas generally experience neither frost, snow, sleet, hail, nor extremes of temperature.  A unique exception occurred on January 19, 1977, when parts of the northern Bahamas experienced a brief flurry of light snow.  The lowest recorded temperature was 41.4 F on January 20, 1981.

Winter temperatures seldom fall much below 60 F and usually reach about 75 F in the afternoon.  In summer, temperatures usually fall to 78 F or less at night and rise to around 90 F during the day.  Sea surface temperatures normally vary between 74 F in February and 83 F in August

Constitution.  When independence from the UK was achieved on July 10, 1973, a new Constitution representing the supreme law of the land went into effect for the Commonwealth of The Bahamas.

The Constitution proclaims The Bahamas as a sovereign democratic state, establishes requirements for citizenship and guarantees fundamental human rights such as freedom of conscience, expression and assembly. It also protects the privacy of the home and prohibits deprivation of property without compensation and/or due process of law.

Currency.  The legal currency of The Bahamas is the Bahamian dollar, although the US dollar is normally accepted throughout the islands.  The Bahamian dollar is on par with the US dollar.

Driver's License.  The Bahamas follows the British system of driving on the left-hand side of the road.  As most cars are generally imported from the US, they have the steering wheel on the left.

The speed limit is 25 mph downtown and in congested areas. Everywhere else in The Bahamas, it is 30 mph.

Visitors or persons staying but not working in The Bahamas may drive on their foreign license for up to three months.

Duty-free Shopping.  Although some are subject to a stamp duty, the following items are 100% Customs duty free:  china; crystal; fine jewelry; leather bags; linens and tablecloths; wine and liquor; perfume, cologne and toilet water; cameras and accessories; cashmere sweaters; and watches.

Unlike most duty-free ports, The Bahamas does not require proof of foreign residency. Purchases may be carried from the shop or shipped rather than being collected at departure.

Education. Bahamian education comes under the jurisdiction of the Ministry of Education.  There are currently 210 schools in The Bahamas. Schools in The Bahamas are categorized as follows:


Primary --------------------------------------- 5-11

Secondary ------------------------------------ 11-16+

Special education ---------------------------- for students of all ages with severe learning disabilities

Free education is available in Ministry schools throughout The Bahamas.

The Ministry of Education, in consultation with the University of Cambridge Local Examinations syndicate, introduced The Bahamas General Certificate of Secondary Education (BGCSE) in 1993.  A wide range of subjects covering academic, technical and vocational areas is offered.  Grades are on a seven point scale, A-G. It is based on the UK General Certificate of Secondary Education (GCSE), and is targeted to a wider range of abilities than the former GCEO levels.

Electricity. The Bahamas run on 120 volts/60 cycles, as in the U.S. It is recommended that visitors bring a flat two-pin adaptor.

Fishing. Bahamian waters produce a variety of game- and food-fish.  Anglers from all parts of the world come to test their skills. World record (line) game fish caught in The Bahamas include:  amberjack, one; bonefish, six (three line; three fly rod); dolphin, three; wahoo, six. Modern facilities to accommodate sports fishermen are available throughout The Bahamas. Following is a list of some of the game species found in Bahamian waters:  Allison Tuna, Amberjack, Barracuda, Blackfin Tuna, Bluefin (giant) Tuna, Blue Marlin, Bonefish, Dolphin, Grouper, Kingfish, Sailfish, Tarpon, Wahoo, and White Marlin.

Gambling.  Casino gambling is legal in The Bahamas for non-residents 18 years and older. Games include roulette, blackjack, baccarat, dice, craps, slot machines, the wheel of fortune, the 'big six' and Caribbean stud poker. The only islands presently containing gambling facilities are Freeport and New Providence.

Geography. The Bahamas comprises a 100,000 square mile archipelago that extends over 500 miles between southeast Florida and northern Hispaniola; between longitudes 72 35'W and 80 30'W and latitudes 20 50'N and 27 30'N.

The waters surrounding The Bahamas are virtually free of pollution and silt, making them among the clearest and most colorful in the world. Bordered on the west by the great "ocean river" known as the Gulf Stream, the islands have a near-perfect climate. Highest land elevation in the Bahamas is 206 feet.

Some of the deepest water in the world is in the Tongue of the Ocean, east of Andros and flanked by one of the world's longest barrier reefs.  More than one mile deep, these waters are utilized for oceanographic research by scientists of the Atlantic Undersea Testing and Evaluation Centre, a multi-million-dollar joint US-UK research base.

Holidays.  The following public holidays are observed in The Bahamas:

New Year's Day       Independence Day (July 10)

Good Friday        Emancipation Day (first Mon. in Aug.)

Easter Monday      Discovery Day (Oct. 12)

Whit Monday (seven weeks after Easter) Christmas Day (Dec. 25)

Labor Day (first Fri. in June)   Boxing Day (Dec. 26)

Holidays which fall on Saturdays or Sundays are usually observed on the previous Friday or following Monday.

Hurricanes.  The Bahamas can be affected by hurricanes or tropical storms between June and November, the greatest risk being in August, September and October.

Based on figures compiled for the past 90-year period, Nassau may expect to experience hurricane conditions an average of once every nine years.  An efficient warning system gives ample notice for necessary precautions to be taken.

Immigration. Renowned as one of the most politically stable countries in the western hemisphere, The Bahamas has enjoyed uninterrupted parliamentary democracy for 268 years since its introduction in 1729.

The government gives consideration to citizenship, permanent residency, and work permits for non-Bahamians provided there is compliance with the immigration laws of The Bahamas and policies of the government.

Persons wishing to reside in The Bahamas on an annual basis may qualify under one of four categories:

1. Spouse or dependent of a citizen of The Bahamas.

2. Spouse or dependent of a permit holder.

3. Independent economic resident.

4. Resident home owner, or seasonal resident home owner.

Persons may apply for permanent residence in any of the following categories, provided they satisfy the statutory requirements of The Bahamas:

1. As the spouse of a citizen of The Bahamas, and in the case of a male, he must have been married for not less than five years.

2. As an economic applicant, that is, one who seeks to permanently reside in The Bahamas because of

a.. investment - business or home.

b. established roots through family ties.

National Investment Policy.  In 1994, the government of The Bahamas introduced a National Investment Policy to support an investment-friendly climate and foster economic growth and development of The Bahamas.

Areas targeted for overseas investors: Following is a list of certain investment areas especially targeted for international investors.  However, the list is not exhaustive, and investors interested in areas not included should consult BIA.  Joint ventures with Bahamian partners are encouraged, with the choice of partner being at the absolute discretion of the investor.

1. Tourist resorts.  

2. International business centers.

3. Information/data processing.

4. Hi-tech services. 

5. Light manufacturing for export.

6. Food processing.  

7. Captive insurance.  

8. Aircraft services.  

9. Upscale condominium, timeshare and second home development.

10.  Offshore medical centers.

11.  Marinas.

12.  Assembly industries.

13.  Ship registration repair and other ship services.

14.  Agro-industries.

15.  Mariculture.

16.  Banking and other financial services.

17.  Pharmaceutical manufacture.

Passports. All nationals of foreign countries residing in or visiting The Bahamas must hold valid national passports.  Exceptions are for visiting citizens of the US, Canada, the UK and its colonies. However, passports are required for re-entry into the UK.

Population. The population of The Exumas is approximately 3,600. The estimated population of George Town, the principal community, is 600 persons.

Tax Haven. The Bahamas has earned an enviable reputation as one of the world's leading international financial jurisdictions. The absence of taxes is the main reason it draws so much wealth. The Bahamas has no income tax, business tax, V.A.T., capital gains tax, profits tax, gift tax or estate duty.

Time.  The Bahamas operates on Eastern Time, which is five hours behind Greenwich Mean Time. This puts the archipelago in the same time-zone as the major commercial centers of the eastern US and Canada, such as Miami; Washington, DC.; New York; Toronto; and Montreal.

When it is noon in the Bahamas, it is 5 PM in London.  The Bahama Islands are on daylight saving time from the first Sunday in April to the last Sunday in October.

Vaccination Requirements.  Most visitors to The Bahamas do not need special vaccinations before entering the country.  However, travelers over one year old must provide a yellow fever vaccination certificate if they are coming from infected areas.